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Payal Kumar
Payal Kumar Agent | License ID: 0225275978

+1(571) 278-3761

1765 Greensboro Station Pl, McLean, VA, 22102-3464, USA

Payal Kumar
I’m Payal, born and raised in Northern Virginia, so this area has always been home to me. I grew up in a family business that’s been part of Lansdowne Town Center since 2009, which taught me early on about community, consistency, and connecting with people. I’m a twin, a military spouse, and someone who loves animals, content creation, and discovering local spots. I’ve always been drawn to people’s stories and to creating moments that feel genuine, personal, and memorable.

BUYING A HOME

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SELLING MY HOME

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By checking this box, I agree by electronic signature to the Electronic Disclosure Consent Agreement; to receive recurring marketing communication from Real Broker LLC, including auto-dialed calls, texts, and artificial/prerecorded voice messages (message frequency varies; data rates may apply; reply "STOP" to opt-out of texts or "HELP" for assistance); and to the Terms of Service and Privacy Policy of this website. Consent not required to make a purchase. I understand that I can call to obtain direct assistance.

What I Help My Clients Understand

How much do I need for a down payment on a home?
The amount you need for a down payment depends on the type of loan and your financial situation. While 20% is a common benchmark, many buyers put down less—some conventional loans allow as little as 3%, and FHA loans require just 3.5%.

What’s the difference between pre-qualification and pre-approval?
How does my credit score affect my mortgage rate?
What are closing costs, and how much should I expect to pay?
How long does the homebuying process usually take?
Can I buy a home if I’m self-employed or have irregular income?
What’s included in my monthly mortgage payment?

What is a 2-1 buydown, and how does it work?

Who pays for the 2-1 buydown—the buyer, the seller, or the lender?